Insurance and Life, LTC, Annuities
SERVICES
What We Do
Insurance helps protect you from the unexpected; it plays a crucial role in your comprehensive financial plan. At Fehrman Investment Group, we provide a wide array of quality insurance alternatives that can offer an important layer of diversification for you, your family and your business.
Life Insurance
We understand the importance of your family and believe you are our first priority; we want to help ensure the financial well-being of those you love most. We can help you navigate the complex options today for your life insurance needs, help you to decide on a policy that is appropriate to your specific needs and help provide you with reassurance of knowing that your family will be protected in the event of your passing.
Long Term Care Insurance
The most pressing (and common) financial concerns of many people tend to revolve around providing for their families, assuring adequate retirement income and preserving their estates for the future.
However, few people consider what would happen to their families, themselves and the assets they have worked so hard to accumulate over the years if they were to require long-term care due to a prolonged illness or disability. While this is often overlooked, one in four 20-year olds will experience some form of disability before the age of 67 according to the Social Security Administration. If this were to occur, Long Term Care insurance may be able to provide some confidence knowing that the cost of your care and recovery could be taken care of if you have a long term care policy.
As with most types of insurance, the purpose of long-term care protection is to safeguard individuals and their assets against catastrophe. If you are interested in exploring options for a Long Term Care policy, please contact our office at: (706) 922-3590.
Annuities
Annuities combine the preservation of assets with tax-advantaged growth opportunities. At Fehrman Investment Group, we offer a wide range of investment alternatives and services, including a variety of variable, fixed, indexed and immediate annuities.
While purchasing an annuity can be complex, the Fehrman Investment team can help you to establish how a particular annuity and its features fit your individual needs and objectives.
If you are interested in Life Insurance, Annuities or Long Term Care options, we encourage you to stop by our office in Augusta, Georgia or give us a phone call at (706) 922-3590.
These policies have exclusions and/or limitations. The cost and availability of Long Term Care insurance depends on factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long Term Care insurance. Guarantees are based on the claims paying ability of the insurance company.